Frederick, Maryland, Foreclosure Defense Lawyer

Talk to the Law Office of Arthur W. Boyce to Learn How You Can Avoid Foreclosure or Repossession

Attorney Arthur Boyce understands exactly how much your home means to you and exactly how much you depend on your automobile. If you face the possibility of foreclosure on your home or the repossession of your vehicle, you have serious problems. He can help. From his office in Frederick, Maryland, he has represented people throughout the Tri-State area in the bankruptcy process. Call 240-575-5088 to schedule an appointment with a bankruptcy lawyer.

What Are My Options if I File Bankruptcy?

Filing for bankruptcy offers immediate and long-term benefits. One immediate benefit of filing for bankruptcy is the automatic stay. Under the automatic stay, your creditors must end all efforts to collect on your debts. Filing for bankruptcy will stop a foreclosure or repossession in its tracks and buy you time to determine a plan of action.

If you file Chapter 7 bankruptcy, you can get rid of all your liability on the mortgage. If you want to save your house, you need to file Chapter 13 bankruptcy. Chapter 13 gives homeowners who are not current on their mortgage a number of long-term benefits. You will have the opportunity to repay your past due mortgage balance over time and in certain circumstances, you can remove a second mortgage in a Chapter 13 filing. If the value of your home is worth less than the remaining balance on your first mortgage, you can get rid of your second mortgage. This is known as lien stripping, and can offer huge savings to you.

If you face the prospect of losing your car, bankruptcy will stop repossession, allow you to keep your vehicle, and possibly reduce your monthly car payments. One option is to "redeem" your car. In the redemption process, you will be able to pay the fair market value of your vehicle, rather than the value of the loan.

Contact Frederick, Maryland, Foreclosure Defense Attorney Arthur W. Boyce

Call 240-575-5088 or e-mail the Law Office of Arthur W. Boyce today.

The Law Office of Arthur W. Boyce is a debt relief agency which will help you obtain relief under the Bankruptcy Code.

• "Words seem small when trying to say thank you for helping me through the worst time of my life. Your professionalism, courtesy and kindness were a soothing balm."
• "I want to personally Thank You on behalf of my children of the representation you provided in order to protect their best interest. You helped me through a very tough time and your guidance served me well. I will call on you again because you earned my trust. Many thanks to your staff, too! They are great gate keepers and good support for a job well done!"
• "I just want to say thank you so much for everything you have done for me and still do and God my Bless you & give you a long life with your family."
• "You worked hard for almost two years under frustrating, improbable, and irritating circumstances to bring about a fair and successful conclusion to my difficult divorce case. To you and your staff, Thank you!"
• "I cannot thank you enough for your help during this incredibly difficult time! I appreciate the very hard work you did for me in court this past Monday. I cannot imagine how I may have fared without your earnest support and advocacy. Thank you so much!!"
• "I want to Thank you, and your staff for your help. It has been, at least to me, two long years and now my problems, I hope, are now over. What a relief! Thank you again for helping me."
• "Thank you for your patience, kindness and understanding."
• " . . . On short notice, we were able to get into our attorney's office to redraw our wills., The staff was very accommodating and understanding of our situation. As a result, my wife and I were able to go on our trip largely worry free. . ."

• "First, thanks for all your help during my case. You were so sweet and patient. You and Art made the whole process easy and made me feel at ease."